Travel Insurance
for New Zealand

Holidaying in New Zealand? Make sure you have a suitable New Zealand Travel Insurance policy.

Don’t forget a crucial part of your holiday to New Zealand, your Travel Insurance!

New Zealand is a country with a wide range of cultures. There is everything from untamed wilderness to a distinct and lively culture. Remember to bring your Travel Insurance for New Zealand when touring this wonderful nation – it’s critical.

New Zealand’s landscapes are truly breathtaking, and whether you’ve seen them in The Lord of the Rings series or The Hobbit films, or you’ve seen them first-hand, you’ll know that New Zealand is an iconic destination. The South Coast of New Zealand is well-known for its coastlines, geothermal resources, mountains, lakes, and glaciers. The north of the island is famous for its volcanic activity, national parks, and urban centres. That is only the beginning of the exciting experiences waiting for you!

Kiwi Hospitality: Meeting New Zealand’s People

If you’re unsure why you should visit New Zealand, the people should help sway your decision. Each individual embraces the spirit of ‘manaakitanga’, or hospitality. Locals are better known as ‘Kiwis,’ and they are what make up this incredibly friendly and welcoming nation. From the Māori, European, Pacific Island and Asian influences, the island’s population of five million is a melting pot of culture.

The geographic location of New Zealand is the reason for its abundance of rare and unique wildlife. You can discover animals in this area of the world that don’t exist anywhere else. From the towering old kauri trees to the fronds of nikau palms, forests are rich with intriguing plant life. You could even see a kiwi, New Zealand’s national bird, which is diminutive and flightless.

Why New Zealand Travel Insurance is a Top Priority

Whether you’re visiting New Zealand for the people, the wildlife, or the famous sets from some of Hollywood’s most iconic films, Travel Insurance for New Zealand should be at the top of your priority list! In case something goes wrong, such as accidents, illness or loss of possessions.

Surprisingly, tipping is not necessary

Tipping in New Zealand is not expected. Employees typically earn a decent wage, so the option to tip is entirely up to you. As always, if you find the service going above and beyond, you should show appreciation by tipping your server.

Understanding the terminology

For first-time tourists, understanding New Zealand slang can be pretty confusing. We’ve included a few words and phrases you may want to know;

  • Kia Ora – A typical New Zealand greeting.
  • Togs – The word for swimming trunks.
  • Dairy – A small convenience store.
  • Hard Out – To fully agree with someone or something.
  • Sweet As – An alternative to saying everything’s good.
  • Lollies – Another word for sweets.

Respect Māori culture

New Zealand is the ancestral land of the Maori people. When visiting the country, you should respect their customs and traditions. You should take your shoes off before entering a Māori house and hold an expressionless face when watching the Haka perform. If you are conversing with someone, you should try to look at them. If not, it may be considered rude. Finally, respect the land around you.

Try the Coffee

New Zealand is renowned for its love of coffee. The taste and design are world-class. For a coffee lover, you’ll never taste coffee quite like a New Zealand blend. The country prides itself on its purer dairy industry, and better milk makes better coffee!

Aoraki Mount Cook New Zealand

Do I need Travel Insurance for New Zealand?

Travel Insurance is always an essential purchase for any trip abroad. Having Travel Insurance for New Zealand could save you a lot of money if things don’t go to plan, for example having an accident or becoming unwell and needing medical treatment. Medical treatment in New Zealand can be expensive, and you could rack up a large bill should something go wrong. Travel Insurance acts as health insurance for New Zealand and will give you peace of mind should something not go to plan.

Auckland Night View

What will my New Zealand Travel Insurance cover?

Travel Insurance for New Zealand could protect you against cancellation and curtailment, medical bills if you need hospital treatment, repatriation (the cost of getting you home should you need medical treatment) and loss/theft of baggage. At Top Travel Cover, we compare prices and cover from numerous insurers to help find a policy tailored towards your travel needs. We offer policies with varying cover limits and bronze, silver, and gold options.

If you participate in any activities or suffer from any pre-existing medical conditions, you must declare both / select the right level of cover. For activities, you can choose between activity pack A (which is included as standard) or activity pack B, which includes additional activities. If something were to go wrong, your Travel Insurance for New Zealand would become void if you did not declare your pre-existing medical conditions or any activities that you will be doing.

What will my New Zealand Travel Insurance cover?

Travel Insurance for New Zealand could protect you against cancellation and curtailment, medical bills if you need hospital treatment, repatriation (the cost of getting you home should you need medical treatment) and loss/theft of baggage. At Top Travel Cover, we compare prices and cover from numerous insurers to help find a policy tailored towards your travel needs. We offer policies with varying cover limits and bronze, silver, and gold options.

If you participate in any activities or suffer from any pre-existing medical conditions, you must declare both / select the right level of cover. For activities, you can choose between activity pack A (which is included as standard) or activity pack B, which includes additional activities. If something were to go wrong, your Travel Insurance for New Zealand would become void if you did not declare your pre-existing medical conditions or any activities that you will be doing.

Auckland Night View

Is there anything I need to consider when choosing my New Zealand Travel Insurance?

Before planning your visit to New Zealand, ensure you have the appropriate Travel Insurance. It should be tailored to your holiday and health needs. You must take the following into account; 

  • The price of your trip: you’ll need to make sure the cancellation cover is the same or more as the price of the holiday to New Zealand (we can provide up to £12,500 cover per person). 
  • You may require additional cover for certain sports and activities you plan on doing. Check what is covered in pack A and B and select as appropriate.
  • You’ll need to ensure any pre-existing medical conditions are declared to ensure you have the relevant cover in place.  
Champagne Pool New Zealand

Do I need a visa for New Zealand?

For entry into New Zealand, you do not need a visa. You can stay in New Zealand for up to 6 months before needing a visa. You will, however, need to get a New Zealand Electronic Travel Authority (NZeTA) before you travel.

You can find the application process here.

Do I need a visa for New Zealand?

For entry into New Zealand, you do not need a visa. You can stay in New Zealand for up to 6 months before needing a visa. You will, however, need to get a New Zealand Electronic Travel Authority (NZeTA) before you travel.

You can find the application process here.

Champagne Pool at Wai O Tapu New Zealand

How can I find cheap Travel Insurance for New Zealand?

To find cheap Travel Insurance for New Zealand, compare quotes from different insurance providers online. Look for policies that offer essential cover you need, including medical cover and cancellation cover. At Top Travel Cover, you can compare Travel Insurance policies that all meet your specific travel needs, including if you are over 65 or suffer from any pre-existing medical conditions. We will usually show you bronze, silver and gold policies so you can pick an insurance policy that best meets your needs and budget.

Cover for Pre-Existing Medical Conditions

  • Emergency medical, hospital and medical expenses up to £15m
  • Repatriation (the cost of getting you home)
  • Emergency dental care
  • Accommodation expenses
  • 24 hour medical assistance line

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